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Financial Matters
Philosophy I feel that the rules imposed on caregivers by health care insurance providers interfere with patient care and are not in patients’ best interest. These rules make it very difficult for patients to make fully informed decisions about their treatment options and they limit patients’ options for referral to other health care providers. Since I have not signed any contracts with insurance providers, I am free to discuss and use a wide variety of therapies to expedite your recovery, to suggest referrals when necessary, and to spend the time necessary for your care. Treatment Frequency The optimal treatment frequency to meet your physical needs depends on many factors such as your health history, daily activities, stress level, etc. Most people in active pain who come see me will feel better in 1-6 office visits. Patients spend more time with me per appointment session (approximately 30 minutes) than is usual for health care. This allows me time to use a variety of hands-on therapies in order to expedite patients’ recovery. In the long run, most patients will see me for fewer visits in total than is typical for chiropractic care, which saves them time & money. I don’t insist on preventive care or maintenance schedules. I think each person has a health care philosophy that guides his or her choices. My ultimate goal is to help you feel better as quickly as possible and continued care is your decision.
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California Medical Fee Schedule
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CASH Full payment by check or cash is due upon completion of each visit. I will provide you with a superbill. This bill can be sent to your insurance company and your insurance company will send reimbursement directly to you within 30 days. (Insurance companies are legally obligated to reimburse policyholders within 30 days of claim receipt as per the insurance commissioner.) I will provide you with any necessary reports or information, as needed. Some insurance companies have web sites that have downloadable claim forms specific to your policy. You can print these out and send them attached to your superbill.
If you belong to an HMO, your insurance company will, most likely, NOT pay for treatment with anyone outside of their plan. There is an additional charge for use of Pay Pal. You can avoid this charge by paying with check or cash during your office visit. A bill/receipt for insurance submission will be given to you when you come in for your appointment. It takes 2-3 days to process payment, so please pay for services before your appt. date. Thank you!
Treatment for on-the-job injuries is fully paid by your employer’s Worker’s Compensation Insurance, assuming your employer has been informed of your injury, and all necessary paperwork has been completed by you and your employer on time.
Car accidents are covered by your automobile insurance, provided that you have medical payment coverage. I do not take liens. Additional Information:
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