Financial Matters

Philosophy

I feel that the rules imposed on caregivers by health care insurance providers interfere with patient care and are not in patients’ best interest. These rules make it very difficult for patients to make fully informed decisions about their treatment options and they limit patients’ options for referral to other health care providers.

Since I have not signed any contracts with insurance providers, I am free to discuss and use a wide variety of therapies to expedite your recovery, to suggest referrals when necessary, and to spend the time necessary for your care.

Treatment Frequency

The optimal treatment frequency to meet your physical needs depends on many factors such as your health history, daily activities, stress level, etc.

Most people in active pain who come see me will feel better in 1-6 office visits. Patients spend more time with me per appointment session (approximately 30 minutes) than is usual for health care. This allows me time to use a variety of hands-on therapies in order to expedite patients’ recovery. In the long run, most patients will see me for fewer visits in total than is typical for chiropractic care, which saves them time & money.

I don’t insist on preventive care or maintenance schedules. I think each person has a health care philosophy that guides his or her choices. My ultimate goal is to help you feel better as quickly as possible and continued care is your decision.

California Medical Fee Schedule
Manipulation $50.00
Myofascial Release/Soft Tissue Work (1-2 areas)
(If more extensive soft tissue work is needed, an increase in this fee may apply)
$25.00
Exercise Therapy 30 minutes $75.00
Private In-home Rehab 1 hour (travel fee may apply) $150.00
Examination $75.00
Re-Examination $50.00
A typical office visit approximately 30 minutes $78.00
New patient examination & treatment approx. 60 minutes $150.00

CASH or Credit Card

Full payment by check or cash is due upon completion of each visit. I will provide you with a superbill. This bill can be sent to your insurance company and your insurance company will send reimbursement directly to you within 30 days. (Insurance companies are legally obligated to reimburse policyholders within 30 days of claim receipt as per the insurance commissioner.) I will provide you with any necessary reports or information, as needed. Some insurance companies have web sites that have downloadable claim forms specific to your policy. You can print these out and send them attached to your superbill.

If you belong to a PPO, your insurance will, most likely, pay a portion of your bill. In most cases, they will pay 65-70% of your bill.

If you belong to an HMO, your insurance company will, most likely, NOT pay for treatment with anyone outside of their plan.

WORK INJURY

Treatment for on-the-job injuries is fully paid by your employer’s Worker’s Compensation Insurance, assuming your employer has been informed of your injury, and all necessary paperwork has been completed by you and your employer on time.

PERSONAL INJURY

Car accidents are covered by your automobile insurance, provided that you have medical payment coverage. I do not take liens.

Additional Information:
Please check your health care policy. This will help you know the specifics of your coverage such as deductible amount, % paid, etc. Your insurance is not obligated to tell me the truth about your policy, but they must tell you the truth.

  1. Missed Appointment/Cancellation Fee:
    Please give me 24 hours of notice if you are unable to keep an appointment. This allows others to use your time and you will avoid a missed appointment fee- $75.00.
    NOTE: Insurance companies do not reimburse this fee.
  2. Special Imaging:
    I do not take X-rays in this office. Should you need them, I will refer you to the most convenient location. X-ray facilities have their own billing policies.